I moved our family to a small apartment this year because we lost our house.  We were the poster family for this housing downturn and there were no other options.  We sold clothes, most of the furniture, kid’s toys and even Christmas decorations on Craigslist and in a garage sale. The new apartment just didn’t allow us the room. 

It’s a fresh start, my wife keeps reminding me. Money is tight, of course, and we have bad credit for the next seven years.

We’re going to make this a good Christmas despite everything that’s happened. With just an extra $400, we could go to resale shops and get decorations, some gifts and maybe drive to see family in Flagstaff.  Last week I saw a car title loan store on N. Jones Boulevard which made me think about our Ford Bronco, paid for already three years ago.  I didn’t go inside, but went on theInternet and searched “loan for car title.” I found Las Vegas Car Title Loans.  No standing in line is necessary, you just do it completely through an online application.  

That took all of 20 minutes, and the next morning the money was in our checking account.  With this fast cash we can now look forward to Christmas.

The thing about car title loan companies is they respect your collateral and don’t require a credit check.  It was an instant relief getting that taken care of.

- Julio G.

I moved to Las Vegas for a girlfriend who left me last year, but have stayed on.  I would have left entirely, except I found a great way to bike to my job and now I enjoy the place.  I live near Catcus and Maryland Parkway, work at near the Legacy Golf Course in Henderson, and the ride at 7 a.m. and again around 7 p.m. is beautiful.

The trouble was I needed $1700 for a bike up to that kind of riding, but my girlfriend (ex) put me into bankruptcy earlier this year.  That means I not only have bad credit, I have nuclear credit.  Of course, the credit cards are gone and I have no extra cash lying around. 

So I went on the Google.  I did a search for “cash for car title loans” and “no credit check loan” and “fast cash.” That’s how I found Las Vegas Car Title Loans. No storefront operation on Flamingo Road necessary for this – it’s all done online. The online application is super simple — I took only 15 minutes – and I discovered even my 2001 Mazda could get me the $1700, no sweat.  

I bought the bike the next day – the money is sent by electronic funds transfer to your checking account. The following week I started biking to work. In six months of biking, five days a week, I have actually lost 20 pounds, was able to quit my crappy gym because I was losing weight more this way (savings: $100/month) and am saving a ton on gas.

That car title loan is helping me SAVE money over the long haul and get my credit back in shape.

– Karl D.

I have to admit if it wasn’t for car title loans.  I would probably be in severe trouble.  Probably dead in the Nevada desert.  Let me explain.  I have a gambling problem.  I found this out after going to Las Vegas for the weekend.  I decided to stay longer.  I was hooked on roulette and black jack.  I ended up staying for almost the whole week.  It wasn’t until I ran out of all my money from my checking account and went through my savings account that I realized I didn’t have enough money remaining in my credit card to get back home.  I was desperate.  I asked a bartender if he has talked to people that have heard this happen to them.

He said this is a regular thing and recommended car title loans in Las Vegas.  I went to the internet cafe and jumped on their site and read through the directions and realized how easy it was to figure out.  Car title loans will give you a temporary loan for your car title.  The online application was very direct and I was able to fill out in minutes.  I had the rest of the day to relax and in hours the money was available in my checking account.  I thanked the man that gave me the advice.  And I thank Car title loans of Las Vegas for helping me get out of my bind.

I’ve had the same car, my 2004 Ford Focus for about two years now, and I haven’t had any problems with it. Maybe I should have taken that as a sign to put some money aside because I’ll need to repair it at sometime. The other week I get in my car to head to work in the morning, and as I’m pulling out of the driveway the car stalls. So I call into work and get my car towed and into the shop. They tell me it’s going to be about $800 to get my car fixed and that there’s no way around that. It won’t be able to drive unless I get it fixed.

I definately didn’t have any money put away on the side and none of my family live in Nevada. My friends all have jobs too and they weren’t able to pick me up and take me to work, so I HAD to find a way to get this money.

I tried to borrow some money but everyone I know is pretty broke too. One of my buddies told me he had a similar situation and referred me to the idea of doing a loan on my car title. It’s a quick and easy way to get some fast cash and solve your problems. I gave it some thought, and I was hesitant at first because the idea of loans and credit scare me a little bit. I’ve had bad credit since I turned 18(haha).

I said what the hell and I gave it a try. I searched for car title loans in Las Vegas, Nevada. I came to the website and filled out the online application in only ten minutes! It was a painless process and I had the money in my account the next day so I was able to get my car fixed and running by the day after that. I was on my way to work happily and I only had to miss two days.

If I hadn’t come across Las Vegas Car Title Loans, I don’t know what I would have done. Thank God I did find them, because they may have saved my career!

Greg B.

My husband used to ride with me to work when we both commuted to Spring Valley from our house in Summerlin South.  It was very convenient, but he lost that job last December.

In the months since, we earned bad credit and ran through our savings and credit cards.  So it was a relief when he found his new job in North Las Vegas. 

The problem is we now need two cars. But because of our poor credit rating, a no credit check loan is all we could expect.

The solution was to cut our car in two, so to speak.  I did an Internet search for “fast cash loans” and “auto cash title loans.”  That’s where I found Las Vegas Car Title Loans.  Our 2005 Pontiac Montana is good for at least a $4000 loan, a healthy down payment on a 2000 Chevy Blazer.  Problem solved! 

Getting the loan took only 20 minutes for the online application. This is not a store somewhere on E. Flamingo Road, thank God. The money was in our bank account in one day and Ned had his Blazer in three days — just in time to start his new job.  An autopawn car title loans company is the best way to get a second car if your first car is already paid for. 

- Deb E.

Unlike the rest of this town, I’m no gambler.  I lost my shirt anyway in real estate, like everyone else, but I will survive.

Heres’ my story: In the past two years, I’ve lost my job, earned bad credit, been so short on cash I cut out premium cable.  Then a buddy from business school called an offered me a six week contract in Minneapolis.  Good deal, but with no money for airfare how as that going to happen?  I was too proud to tell him this, and just decided to figure it out some creative way.

I searched online for the words “fast cash” and found Las Vegas Car Title Loans.  The car title loans people said my Mini Cooper was good for a $6000 loan.  OK, way more than I needed but good to know.  Next, I found a deal on airfare, about $475 round trip with an open-ended ticket for the return.  I borrowed $1000 to carry me through, knowing I’d come home with ten times that for a month and a half’s work.

The good thing is Las Vegas Car Title Loans is nothing like those you see on Flamingo Road. No plate glass windows, just your computer screen.  You do it all through an online application. Approvals come through in minutes.  My checking account received the funds transfer the next morning. In three days, I was in Minneapolis, working again.  Paying off that loan was easy.

Car title loans in the current economic climate are a very smart option.  

- Paul Q.

I’m guilty of being one of those people who worries for months about something before he does something about it.  A recent experience with my health and a car title loan showed me how stupid that can be.

Because of my family history I have gotten colonoscopies every three years since I was 35.  But that was when I worked for a big company with generous health insurance benefits.  I joined a smaller company in East Las Vegas in 2006 for an equity position, but it fizzled out in a year due to the economy.  So here I am, four years past my last colonoscopy (which showed four polyps), with bad credit, little extra cash and the need to come up with $3000 to cover the cost of the procedure.

I tried not to think about it.  My girlfriend nagged me about it, but she works for a big company, she doesn’t understand the cost trade off.

But a bad dream woke me up in the middle of the night, so I went online to see if I could find some fast cash somewhere.  I lost my condo in the real estate meltdown, so I couldn’t do a home equity loan. But it occurred to me that my car could be the ticket.  I was surprised to see my Saab was good for $6000 at Las Vegas Car Title Loans, twice what I needed.  I filled out the online application in about 20 minutes and got the approval within an hour.  The next day I called my doctor and set up an appointment.

There were three polyps but no cancer.  Whew.  Funny, but once I put that behind me I felt more energy to go out and find a good job again – this one with benefits. Title car loans in these circumstances make all the sense in the world.

- Evan F.

When the housing market was crazy, I decided to become a mortgage broker.  And for a couple of years it paid well.  But with the economic meltdown and the housing market slide the past year, I wasn’t making enough to justify staying in the industry.

It’s time to reinvent myself.  I’m not afraid of new things and really am interested in e-commerce jobs.  But like everything else, getting into a new career would of course take some retraining.

But as my roommate tells me, I’m not Bill Gates’ kid. (If I were, would I be living in Eastland Heights?)  I got behind on my credit cards and thus became part of the legions who are designated under the title of bad credit. I am working temp jobs just to keep up as best I can, but there is no money left for classes.

So I looked at the value of my car.  As it turns out, that value can be leveraged. So, my need for fast cash led me to getting a car title loan. I filled out an online application with Las Vegas Car Title Loans.  It’s nothing like going to an auto title loans store downtown.

I was able to sign up for classes at UNLV in a day – the fund transferred electronically and thus were instant.   The bank car title loans solution to my cash flow problem really worked!  My faith in the future is back on track.

- Seth T.

I may live in Vegas, but my money management skills come from Nebraska, where I was raised.  My parents taught me you only borrow money when you absolutely have to.  Well, this is one of those situations where I did exactly that.  

To cover a medical bill, I contacted Las Vegas Car Title Loans.  And I’d do it again if I had to.

My husband had a construction site accident in 2007.  He survived but can’t do that work anymore.  He also only has a little bit of disability because he was working with his brother and they aren’t union or anything  He’s a stay-at-home dad now, so it has been a difficult time for all of us, our three children included.  

Fortunately I work and our family is on the company health insurance benefits program.  But that has been disappointing lately too. My co-workers and I have had to pay much higher premiums the past several years. We are responsible for bigger deductibles and co-pays, meanwhile we’re paying a higher percentage of premiums that are going up rapidly. Costs to our family rose in two years by more than $500 per month.  And that was before anyone got sick.    

About four months after Ted had his accident, our out-of-pocket costs came in at $2600. We did not have this cash sitting in a bank or under a mattress anywhere. We also had used much of our home equity to build a kitchen and renovate two bathrooms in 2005, and the bank had no interest in extending the size of that loan now.  So this whole thing hit when we realized we have “bad credit.”  We actually considered selling our house, but realized we’d owe $50,000 on it after the sale if we could find a buyer at all.  

We also considered selling the car, but between my work and the family that would be impossible. But it’s where the idea started on the car title loan.

A friend told me she gets fast cash for emergencies at Las Vegas Car Title Loans.   You go online and there it is.  The online application takes 20 or 30 minutes to complete.  The money is in your checking account the next day.  It’s a vehicle title loan company I would use again — in Nevada or Nebraska.  

- Jessica K.

I grew up in Nebraska, so I think I take a pretty level headed approach to life’s problems.  Particularly since I moved to the Las Vegas area.  Just because I’m from flat land doesn’t mean I can’t manage the ups and downs in life 

I live and worked (formerly) in Boulder Junction, until I lost my job. Then my Kia needed a new transmission.  OK, I said, I’ll handle this.  So I found a new job – at Nellis Air Force Base.  That’s a 16 mile drive up Highway 15 you don’t want to do with a sick car.

In between jobs was four months of no income beyond unemployment benefits.  But back in the Midwest, we suck it up and do what we gotta do.  It’s no different in Vegas.  But because I was out of work so long I had bad credit and nothing left on the credit cards.  It sucks, but that’s the reality.  

So I turned to Las Vegas Car Title Loans.  I always had avoided those no credit check car title loans, in part because I didn’t want to go to those scary storefront operations.  My 5-year old car still is worth enough money, so this is where I could use it to cover the car repairs.  I just filled out an online application from my computer at home.  You just  click and send – done in about 15 minutes.  Just right for the situation, it gave me fast cash – I took the car to the shop the next morning.  Through a loan against car title, the problem was solved.